ServiceLink National Flood, LLC. (SLNF) goes beyond simply providing accurate FZDs. We will tailor additional services to fit the demands of your organization.
Flood Zone Determinations
Basic Flood Determination:
A guaranteed flood zone determination (FZD) that provides all the required FEMA flood map and
community participation status information.
Life of Loan Flood Zone Determination:
A guaranteed FZD that provides all the required FEMA flood map and community participation status
information. The FZD is monitored for FEMA flood map revisions and community participation status
changes for the term of the loan to maintain compliance with federal regulations and secondary market
guidelines. Additionally, SLNF's life of loan FZDs are transferable between servicers.
A borrower’s notification letter is included with a FZD for properties located in a Special Flood Hazard Area (SFHA).
SLNF uses geocoding software in conjunction with reliable property location
techniques to ensure compliance with the Home Mortgage Disclosure Act (HMDA). We provide the
four required elements: Census Tract, Metropolitan Statistical Area, County Code, and State Code. HMDA information can be ordered with a FZD or independently in batch format.
SLNF will monitor existing portfolio loans for flood map revisions, which
satisfies the lender’s requirement to track changes of flood insurance status. We will notify
the lender if the flood hazard or community participation status changes for loans in the
Life of Loan Conversion
SLNF can assign life of loan tracking to flood zone determinations performed
by third party vendors. We will assume responsibility for updating flood zone information on
the entire portfolio, which eliminates vendor management concerns and provides a comprehensive
guarantee for all loans in the portfolio.
SLNF has strategic alliances with several flood insurance companies to provide
insurance policies, tracking, and forced-placement services (flood insurance obtained by the lender
on behalf of the borrower for properties located in a SFHA).
The Elevation Certificate is a NFIP tool used to provide elevation information necessary to determine the proper insurance
premium rates and to support requests for Letter of Map Amendment (LOMA) or Letter of Map Revision based on fill (LOMR-F) for
post-FIRM properties. SLNF offers an easy and convenient online solution for ordering Elevation Certificates for
properties throughout the United States; delivery is quick and prices are competitive.
Click Here to request a FREE Elevation Certificate quote.